Minsan may pagkakataon na kailangan magpadala ng pera sa Pinas na pinapadaan thru any bank sa bansa kung saan naroon ang isang OFW. Tanggapin natin ang katotohanan na hindi sa lahat ng lugar or bansa ay merong remittance center kung saan mas pinadali ang pagpadala ng pera sa Pilipinas. Sa mga remittance centers kasi hindi na pinuproblema ng sender kung ano ang SWIFT code ng bangko na papadalhan nya dahil internally sa system ay nakasetup na or correspondent bank/partner na sa Pinas ang bahalang magdeliver sa beneficiary bank para mapasok sa account ng beneficiary.Minsan naman direct transfer na ang nagyayari at wala ng channel para daanan ng padala.Kailangan lang ng account number at account name ng beneficiary at ok na.
Sa pagkakataon naman na kakailanganin mong magpadala thru bank to bank transfer, talagang hihingan ka ng SWIFT code ng Beneficiary Bank sa Pinas. Kaya minsan nagiging hassle pa at dagdag gastos dahil kailangan pang tumawag sa Pinas para maitanong ito sa bangko.Delayed na ung pagpapadala mo, gumastos ka pa. Kaya naman mas mainam na bago magpadala alam mo na agad ang SWIFT code para maiwasan ang ganitong mga pangyayari.
Below is the list of SWIFT Codes for Banks in Philippines:
Allied Banking Corporation – ABCMPHMMXXX
American Express Bank Philippines – AMEXPHMMXXX
Banco de Oro Universal Bank – BNORPHMXXX
Bank of China Manila Branch – BKCHPHMMXXX
Bank of Commerce – PABIPHMMXXX
Bank of the Philippine Islands – BOPIPHMMXXX
China Banking Corporation – CHBKPHMMXXX
Development Bank of the Phil. – DBPHPHMMXXX
East West Banking Corporation – EWBCPHMMXXX
Equitable PCI Bank – PCIBPHMMXXX
Hong Kong and Shanghai Bank – HSBCPHMMXXX
International Comm Bank of China – ICBCPHMMXXX
International Exchange Bank – INXBPHMMXXX
Land Bank of the Philippines – TLBPPHMMXXX
Maybank Philippines Incorporated – MBBEPHMMXXX
Metropolitan Bank and Trust Co. – MBTCPHMMXXX
Philippine Bank of Communications – CPHIPHMMXXX
Philippine National Bank – PNBMPHMMXXX
Philippine Veterans Bank – PHVBPHMMXXX
Philtrust Bank – Allied Banking Corporation – ABCMPHMMXXX
American Express Bank Philippines – AMEXPHMMXXX
Banco de Oro Universal Bank – BNORPHMMXXX
Bank of China Manila Branch – BKCHPHMMXXX
Bank of Commerce – PABIPHMMXXX
Bank of the Philippine Islands – BOPIPHMMXXX
China Banking Corporation – CHBKPHMMXXX
Development Bank of the Phil. – DBPHPHMMXXX
East West Banking Corporation – EWBCPHMMXXX
Equitable PCI Bank – PCIBPHMMXXX
Hong Kong and Shanghai Bank – HSBCPHMMXXX
International Comm Bank of China – ICBCPHMMXXX
International Exchange Bank - INXBPHMMXXX
Land Bank of the Philippines – TLBPPHMMXXX
Maybank Philippines Incorporated – MBBEPHMMXXX
Metropolitan Bank and Trust Co. – MBTCPHMMXXX
Philippine Bank of Communications - CPHIPHMMXXX
Philippine National Bank – PNBMPHMMXXX
Philippine Veterans Bank – PHVBPHMMXXX
Philtrust Bank – PHTBPHMMXXX
Prudential Bank – PILBPHMMXXX
Rizal Commercial Banking Corp – RCBCPHMMXXX
Security Bank and Trust Corp – SETCPHMMXXX
Standard Chartered Bank – SCBLPHMMXXX
Union Bank of the Philippines – UBPHPHMMXXX
United Coconut Planters Bank – UCPBPHMMXXX
United Overseas Bank Philippines – UOVBPHMMXXX
Prudential Bank - PILBPHMMXXX
Rizal Commercial Banking Corp – RCBCPHMMXXX
Security Bank and Trust Corp – SETCPHMMXXX
Standard Chartered Bank – SCBLPHMMXXX
Union Bank of the Philippines – UBPHPHMMXXX
United Coconut Planters Bank – UCPBPHMMXXX
United Overseas Bank Philippines – UOVBPHMMXXX
What is SWIFT code?
ISO 9362 (also known as SWIFT-BIC, BIC code, SWIFT ID or SWIFT code) is a standard format of Bank Identifier Codes approved by the International Organization for Standardization (ISO). It is the unique identification code of a particular bank. These codes are used when transferring money between banks, particularly for international wire transfers, and also for the exchange of other messages between banks. The codes can sometimes be found on account statements.
The latest edition is ISO 9362:2009 (dated 2009-10-01). The SWIFT code is 8 or 11 characters, made up of:
4 letters: Institution Code or bank code.
2 letters: ISO 3166-1 alpha-2 country code
2 letters or digits: location code (if the second character is "1", then it denotes a passive participant in the SWIFT network)
3 letters or digits: branch code, optional ('XXX' for primary office)
Where an 8-digit code is given, it may be assumed that it refers to the primary office.
Source: http://en.wikipedia.org/wiki/Swift_code
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